Introduction: Why Should Students Learn About Finance? Imagine this: You are in your mid-20s, recently graduated, and have started your first job. You earn a decent salary, but you notice that your expenses—rent, food, entertainment—consume most of your earnings. You look at people who travel freely, buy cars, and invest in businesses. You wonder, "How do they manage money so well?" The answer lies in Financial Intelligence —the ability to manage money wisely. Understanding concepts like the Stock Market, Demat Account, Mutual Funds, and Financial Planning can help you achieve Financial Freedom in the future. Let’s break this down step by step in a way that students can easily understand. 1. What is the Stock Market? The Stock Market is like a marketplace where people buy and sell shares (stocks) of companies. Imagine you and your friends pooling money to start a small business. If the business grows, the value of your share increases. This is exactly wha...

In India, stock market investments have become an essential part of wealth creation. While traditionally adults were the primary investors, many parents now want to secure their children's financial future by starting investments early. This is where a Minor Demat Account comes in. A Minor Demat Account allows parents or legal guardians to invest in stocks, bonds, mutual funds, and other securities on behalf of their child. The child (minor) is the account holder, but the guardian operates the account until the child turns 18. Let’s go through a detailed step-by-step guide on how to open a Minor Demat Account in India , along with the best brokers, required documents, and key regulations. What is a Minor Demat Account? A Demat (Dematerialized) Account is an electronic account used to store securities such as stocks, bonds, and mutual funds in digital form. A Minor Demat Account functions the same way but is opened in the name of a child below 18 years, with a par...